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API License in Estonia for sale

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May 01, 2025

API License in Estonia

Main details:

  • Member of Open Banking Europe;
  • Active accounts with Swedbank, SEB, Luminor, and Coop;
  • Operates exclusively in Estonia (no EU passporting yet, but can be obtained with a valid business plan);
  • Focused on B2C segment;
  • Over 4,000 registered retail users;
  • Own developed software;
  • Mobile apps available for both Android and iOS;
  • Currently in negotiations with two banks for white-label software integration;
  • Monthly turnover: approx. €1,000. Monthly operational costs: approx. €1,000;
  • Team of 5 employees;
  • Client funds safeguarded at LHV;
  • Share capital: €5,000;
  • Only provides account information services (no payment initiation).

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